What is CIGA?
The CIGA Network is the home for global independent advisers that wish to serve cross-border clients better. Through connection, co-education, and collaboration, we advance the knowledge, the process, and the quality of cross-border advice.
ABOUT
CIGA stands for:
CIGA also came from the word “世界”, pronounced “Se Gai” in Taiwanese, our Founder’s
mother tongue. It represents her vision that through its members, The CIGA Network will bring
together global-minded, fiduciary advisers around the world beyond her existing circles.
- Collaborative
- Independents
- Global
- Advisory
- Collaborative
- Independents
- Global
- Advisory
A Word from CIGA's Founder
Hui-chin Chen, CFP®
Founder
Hui-chin is the Principal of Pavlov Financial Planning, a Registered Investment Advisor in the USA. She has run the business and served her cross-border clients in a location independent fashion since 2013. A native of Taiwan, she has since lived and worked in India, Mexico, New Zealand, China, and Saint Lucia, beyond the US and Taiwan.
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The CIGA Team

Rachelle Whitcraft
Brand and Graphic Design
Rashyel is an artistic female entrepreneur with an affinity for design and detail. She is originally from the Philippines and currently lives in the US where she runs Rashyel Virtual Solutions. She loves working with female entrepreneurs who are passionate about their work and want to express themselves in a visually rich and engaging way.

Sibo Simpson
Platform Design and Admin
Sibo is in responsible for the development and technical support of the platform. Originally form Zambia, now living in USA, she started Lumela Web, a web design company that she can run remotely as she moves around the world as a military spouse.

Michelle Gualta
Community Manager
Michelle is the Community Manager and acts as the bridge between The CIGA Network and its members. She is a native of Southern California however, she moved to Taiwan in 2018 to establish and run an online independent-clothing boutique, MUKAE MÜZ, with her co-founder. She is currently based in San Diego, CA.